OpenAI has expanded its ChatGPT Finances feature to the Mac desktop app, allowing users to connect bank, credit card, and investment accounts through the sidebar "Finances" entry. Powered by financial data provider Plaid, the integration enables users to view balances, analyze spending categories, manage subscriptions, and track portfolios directly on macOS. Users can ask ChatGPT questions based on real transaction and investment data, such as identifying top spending categories or recommending subscriptions to cancel. ChatGPT Finances originally launched in May 2026 with features including category-based spending tracking, recurring charge reviews, stock holdings monitoring, credit score tracking, and weekly financial summaries. OpenAI emphasizes that account connections carry read-only permissions — ChatGPT cannot transfer funds, pay bills, or execute trades — and users can disconnect linked accounts at any time. The feature is currently available to Free, Go, Plus, and Pro users in the United States.