DeFi advocates argue that fear of regulatory liability under former SEC Chair Gary Gensler stifled the development of mobile apps for decentralized finance protocols, leaving users with a fragmented and poor experience. Greg Markou stated that DeFi teams avoided releasing native mobile applications due to concerns about being held responsible for protocol activity through app distribution channels. Markou highlighted that while crypto-native platforms like Pump.fun and Polymarket offer seamless download-and-trade experiences, major DeFi protocols lagged behind. He cited Aave's acquisition of a company to release an app as evidence of how difficult it was for protocols to navigate regulatory risks independently. Synthetix similarly never released a dedicated mobile app, with developers fearing legal repercussions. The discussion underscored a structural challenge in DeFi: creating a nexus between a centralized app issuer and a decentralized protocol exposes the former to liability. Efforts by projects like Infinex to integrate Synthetix into their platform proved unsolvable under this framework, contributing to the overall subpar user experience in DeFi compared to centralized alternatives.