A recent analysis by Bitwise, covering Bitcoin's price history from July 17, 2010, to February 11, 2026, reveals that holding Bitcoin for at least three years significantly reduces the risk of financial loss. The study indicates a mere 0.70% probability of loss for those holding Bitcoin for three years, dropping to 0.2% for five years and 0% for ten years. In contrast, day traders face a 47.1% chance of losing money.
Despite Bitcoin's current trading price of approximately $65,000, down about 50% from its October 2025 peak, it remains above its 3- to 5-year realized price of $34,780. This suggests that long-term holders still retain about 90% of their investment value. However, investors who purchased Bitcoin in the last two years are experiencing losses, with those holding for 6 to 12 months facing a 35% paper loss and those holding for 1 to 2 years facing a 15% paper loss.
Study Shows Long-Term Bitcoin Holding Minimizes Loss Risk
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