Picture your Bitcoin sitting in your wallet, waiting for the next big market move. Now imagine it doing more—earning you weekly rewards while trading with the same funds, no lock-ups. That’s the power of Phemex’s BTC Vault, launched on August 28, 2025. This VIP-exclusive feature lets you grow your BTC effortlessly while keeping it ready for trading or withdrawals. Let’s explore how it works and why it’s a smart addition to your crypto strategy.

What is BTC Vault?
BTC Vault is an exclusive program for Phemex VIP users (VIP 1–5 and Star VIP) that allows you to earn weekly rewards by holding BTC in your futures account. With no lock-up periods and no manual subscriptions required, it’s a low-risk way to generate passive income. Your BTC remains available for futures trading, offering flexibility to trade while earning rewards.
Key Benefits of BTC Vault
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Weekly BTC Rewards: Earn a share of BTC futures taker fees, distributed every Monday at 04:00 UTC.
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Low-Risk, Principal Protection: Your BTC is secure and accessible, designed for stability and growth.
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No Lock-Up: Withdraw or trade your BTC anytime without restrictions.
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Boost VIP Privileges: Higher BTC deposits unlock higher tiers, offering better rebates and trading discounts.
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High APY Potential: Initial estimates suggest an APY of around 15% based on historical performance (actual returns may vary).
How Does BTC Vault Work?
Getting started with BTC Vault is straightforward and user-friendly. Here’s how it works:
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Deposit BTC to Your Futures Account: Add BTC to your Phemex futures account at any time, free of charge. Only BTC from external sources (e.g., fiat purchases or on-chain deposits) counts toward your net deposit.
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Earn Rewards Automatically: Once qualified, your rewards start accumulating from 00:00 UTC the next day. No manual subscription is needed.
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Receive Weekly Payouts: Rewards are distributed every Monday at 04:00 UTC and must be manually claimed to your spot account before they expire on Thursday at 23:59:59 UTC.
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Withdraw Anytime: Your funds are never locked, giving you full control to trade, transfer, or withdraw your BTC whenever you want.
Tiered Program: More BTC, Bigger Rewards
BTC Vault rewards are tied to a tiered system based on the platform’s cumulative net BTC deposits (Assets Under Management, or AUM). The more BTC you deposit, the higher your tier and rebate ratio, leading to greater rewards. Here’s how the tiers break down:
Tier
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Cumulative Net BTC Deposits (AUM)
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Rebate Ratio
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Tier 1
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≤ $25M
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0.0005%
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Tier 2
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$25M – $50M
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0.0010%
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Tier 3
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$50M – $100M
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0.0030%
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Tier 4
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$100M – $200M
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0.0050%
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Tier 5
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> $200M
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0.0100%
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Reward Formula: Your Weekly Reward = Total Reward Pool × (Your Net BTC Deposit ÷ Total Net BTC Deposits of All Eligible Users)
The reward pool is sourced from a portion of BTC futures taker fees, and your share is proportional to your net BTC deposit compared to all eligible VIP users. Note that only BTC from external sources (not internal transfers) counts toward your net deposit.
Who Can Join BTC Vault?
To participate, users must meet the following criteria:
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VIP Tier: Be a VIP 1–5 or Star VIP user. Not a VIP yet? Join the VIP program to get started.
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BTC Holdings: Have a net BTC deposit greater than 0 from external sources (e.g., fiat purchases or on-chain deposits).
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Account Type: Only main Phemex accounts are eligible (sub-account assets are automatically counted toward the main account). Sub-accounts, proprietary accounts, Pro organizations, and KOL whitelisted accounts are excluded.
New to Phemex? If you’re a VIP user on another platform, our Welcome Program makes it easy to join and start earning with BTC Vault, simply claim your VIP level at DMM@phemex.com.
Why BTC Vault Stands Out
See how BTC Vault stands out from typical BTC earning programs on major exchanges. Unlike lending-based models, BTC Vault shares platform trading fees for potentially higher yields while keeping your funds liquid. Here’s a quick comparison:
Feature | BTC Vault | Typical Programs on Major CEX |
Eligibility | VIP users only (VIP 1-5, Star VIP) | Open to all verified users |
Reward Source | Share of BTC futures trading fees | Interest from lending BTC |
Estimated APY | Around 15% (variable, tier-based) | 1% - 5% (higher with lock-ups) |
Lock-up Period | None | Flexible or 30-90 days for higher yields |
Asset Usage | Available for futures trading | Typically not usable while earning |
Payout Frequency | Weekly (manual claim) | Daily or monthly accrual |
Why Join BTC Vault?
BTC Vault offers a practical way to earn passive income with your Bitcoin, designed with simplicity and flexibility in mind. Here’s why it’s worth considering:
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Easy to Use: Just deposit BTC into your futures account, and rewards start accruing automatically—no complicated steps needed.
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Full Flexibility: Your BTC remains available for trading or withdrawals at any time, unlike programs that require locking funds.
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Competitive Returns: With a potential APY of around 15%, BTC Vault offers attractive rewards compared to typical lending-based programs, driven by platform trading fees.
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VIP Advantages: Depositing more BTC not only boosts your rewards but also elevates your VIP tier for added trading benefits.
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Secure Design: Your assets are protected with a focus on stability, giving you peace of mind while earning.
Get Started Today
Ready to make your Bitcoin work harder? Deposit your BTC into Phemex’s BTC Vault to earn weekly rewards while keeping your funds ready for trading. Join thousands of VIP users growing their crypto with ease!
FAQs
How Are Rewards Distributed and Claimed?
Rewards are distributed every Monday at 00:30 UTC and must be manually claimed to your spot account before they expire on Thursday at 23:59:59 UTC.
What’s the Source of BTC Vault Rewards?
Rewards come from a portion of BTC futures taker fees. Your individual reward is calculated as: Total Revenue Pool × (Your Net BTC Deposit ÷ Total Net BTC Deposits of All Eligible Users). Rewards below 0.00000001 BTC are not distributed.
What Happens If My VIP Tier Becomes Ineligible?
You must maintain VIP status on the reward distribution day to claim your bonus. However, historical net deposit data remains valid for calculations.
How Are Tiers Determined?
Tiers are based on cumulative net BTC deposits starting from August 28, 2025 (UTC+0). If the platform’s total net deposit isn’t positive, the Tier 1 rebate ratio (0.0005%) applies by default.