President Donald Trump has signed an executive order mandating a review of U.S. dollar payment system regulations that could potentially benefit fintech and crypto firms, including Ripple and its native asset, XRP. The order, signed on May 19, requires federal financial regulators to identify rules that may hinder fintech and crypto companies from partnering with federally regulated institutions. Additionally, the Federal Reserve Board has 120 days to report on the feasibility and risks of granting crypto firms direct access to its payment system. Ripple, which markets XRP as a bridge currency for cross-border dollar settlements, could see significant advantages if the Federal Reserve opens its payment infrastructure to digital-asset firms. Currently, access is limited to traditional banks, forcing crypto companies to seek alternative routes. Direct access could allow Ripple to integrate its settlement technology with U.S. dollar payment rails, potentially increasing demand for XRP and accelerating institutional adoption. While the executive order does not guarantee access, it initiates a regulatory review that could remove existing barriers. This move suggests a potential shift in U.S. policy towards integrating digital-asset infrastructure with the dollar system, which could transform cross-border payments if implemented.