Ripple CEO Brad Garlinghouse emphasized XRP's real-world utility, highlighting over 4 billion transactions processed with settlement times of just 3-5 seconds and transaction fees under one cent. Speaking at the 2026 Las Vegas XRP Conference, Garlinghouse noted that XRP's advantages extend beyond speed, focusing on its role in addressing inefficiencies in global payments. He credited XRP's enduring relevance to its utility-first approach and the support of the XRP Army, a loyal community that has remained active despite regulatory challenges. Garlinghouse underscored XRP's potential in transforming cross-border payments, contrasting its near-instant settlement with traditional banking systems that take days. He also pointed out XRP's low transaction costs, making it suitable for both institutional and everyday use. The CEO acknowledged growing demand for XRP, particularly following its launch on the Solana network, and reiterated Ripple's commitment to operating within a clear regulatory framework.