Nexo has expanded its Zero-interest Credit (ZiC) offering to include Solana (SOL) and Ripple (XRP) as eligible collateral, marking an industry first for zero-interest, no-liquidation lending backed by these assets. This move broadens access to interest-free borrowing beyond Bitcoin (BTC) and Ethereum (ETH), which previously dominated the platform’s collateral base. Over 30% of Nexo loans now use non-BTC, ETH collateral, with SOL and XRP leading this segment. The ZiC product allows users to borrow stablecoins at 0% APR with no risk of forced liquidation, operating at a 30% loan-to-value ratio for SOL and XRP-backed loans. Nexo reported more than $170 million in total loan volume through ZiC, with a 66% borrower renewal rate. This expansion aligns with the growing diversification in crypto portfolios and evolving borrower preferences, as crypto-backed lending gains traction in traditional financial systems.