Descartes Finance, a Zurich-based asset manager, has launched "Minimum Risk BTC," a new pension strategy incorporating Bitcoin into Swiss pension portfolios. This strategy systematically integrates Bitcoin into pillar 3a and vested benefits accounts, with allocations ranging from one to five percent based on risk levels. Descartes, led by CEO Adriano Lucatelli and Chairman Rino Borini, claims to be the first digital asset manager in Switzerland to include Bitcoin in strategic asset allocation for pension models. The Bitcoin exposure is managed through BlackRock's iShares Bitcoin ETP on the SIX Swiss Exchange, with a total expense ratio of 0.15 percent per year. Descartes' management fees range from 0.64 to 0.74 percent annually, with no additional Bitcoin fees. This move aligns with a broader trend among Swiss institutional providers, viewing Bitcoin as a strategic portfolio component rather than a speculative asset. The strategy aims to offer clients the benefits of Bitcoin without requiring them to manage allocations themselves.