Ripple co-founders and early insiders have offloaded billions of dollars in XRP, despite ongoing legal challenges with the SEC. Key figures such as Chris Larsen and Jed McCaleb have collectively amassed a net worth of $14.7 billion. In 2025, Larsen transferred hundreds of millions of dollars in XRP to exchanges, while McCaleb completed the sale of 5.7 billion XRP, generating $3.1 billion. The SEC's lawsuit against Ripple, Larsen, and Brad Garlinghouse, initiated in 2020, concluded with a $125 million settlement in 2024. However, the deletion of the XRP Ledger’s first 32,569 blocks in 2012 has obscured early transaction history, complicating transparency regarding these sales.