Ripple has concluded its legal battle with the SEC by settling a $125 million penalty in August 2025. Despite the resolution, XRP's price remains stagnant, trading around $2.82 as of September 22, 2025. Crypto lawyer Bill Morgan highlighted that the lawsuit is no longer a valid reason for XRP's lack of adoption or price movement. The token's future now hinges on its utility and demand. Community sentiment is divided, with some seeing current price levels as buying opportunities, while others remain cautious due to the lack of price momentum.