Ripple CEO Brad Garlinghouse has expressed confidence that the Clarity Act, which could significantly impact XRP's regulatory status, has a 90% chance of passing by April 2026. The bill, currently facing delays due to disagreements over yield-bearing stablecoins, aims to provide regulatory clarity for cryptocurrencies like XRP. Garlinghouse's optimism follows a recent White House meeting attended by crypto and banking leaders, including Ripple's chief legal officer. XRP is currently trading at $1.40, but its price could rise significantly if the Clarity Act passes and allows for seamless integration with U.S. banking networks. According to predictions, XRP could reach between $5 and $100, depending on the level of adoption and integration achieved. The Clarity Act's passage would classify XRP as a digital commodity, potentially leading to its use in domestic payment systems and as a liquidity layer for banks.