The People's Bank of China issued a financial education notice reaffirming that virtual currency does not possess the essential attributes of legal tender or mandatory acceptance and is not fiat currency. The central bank emphasized that virtual assets lack true currency status under current regulations.
Regulators warned that illegal institutions continue to exploit "virtual currency" and "blockchain" concepts for fundraising fraud, money laundering, and other criminal activities. Authorities have conducted repeated rectification campaigns and enforcement actions against these violations in accordance with existing law.
Individuals and enterprises were urged to avoid all illegal financial activities conducted under the guise of virtual currency and remain vigilant against high-yield schemes. The notice aligns with the regulatory stance established in the eight-department directive issued in February 2026, reinforcing ongoing restrictions on crypto-related financial services.
PBOC Reiterates Virtual Currency Lacks Legal Tender Status in Financial Education Notice
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