Singapore Gulf Bank (SGB) has enabled individual customers to convert bidirectionally between US dollars and USDT or USDC directly through its mobile banking app. The service eliminates the need to transfer funds to external cryptocurrency exchanges and allows users to hold stablecoins alongside fiat currencies in a single bank account. The conversion service operates 24 hours a day from Monday through Friday, providing retail clients with seamless access to dollar-pegged digital assets within a regulated banking environment.