Question 1

What is Phemex Savings Product?

Accepted Answer

Phemex Savings allows our users to deposit crypto into savings accounts that earn high interest while holding funds.

Question 2

What are Flexible Savings?

Accepted Answer

Flexible Savings is a type of crypto savings account. Subscribe your crypto to earn interest, with the flexibility to redeem your funds at any time.

Question 3

What are Fixed Savings?

Accepted Answer

Phemex's Fixed Savings accounts allow users to earn higher interest rates on cryptos invested for a specified period of time. After you subscribe to any fixed savings product, you simply wait and get higher rewards for longer commitments.

Question 4

What happens to my funds on the day I subscribe to a Fixed Savings product?

Accepted Answer

On the day of subscription, Phemex Savings will deduct the funds for subscription from your exchange wallet.

Question 5

What happens to my funds on the final date of a Fixed Savings product?

Accepted Answer

On the last day of your subscription, Phemex Savings will distribute the earnings to your Flexible Savings wallet. At this point, you will begin accruing flexible interest. Alternatively, if you have the auto-renewal button enabled, your funds will automatically be subscribed into the next fixed period for compounded earnings.

Question 6

If I subscribe to a flexible savings product, when can I redeem my funds?

Accepted Answer

You can redeem your funds anytime.

Question 7

What happens if I redeem early from a Fixed Savings product?

Accepted Answer

Early redemptions on Fixed Savings will not be eligible to receive the advertised interest. After successful redemption, funds will automatically be put into Flexible Savings and start earning flexible interest.

Question 8

When can I redeem early from a Fixed Savings product?

Accepted Answer

Fixed Savings products that support early redemption will allow for it from the day after purchase up to two days before maturity. For subscriptions made before 12:00 UTC, early redemption can occur after 12:00 UTC on the following day. Subscriptions made later than 12:00 UTC can be redeemed after 12:00 UTC on the day after next. You can only perform early redemption up to 2 days ahead of maturity prior to 12:00 UTC. Please note that in the event of early redemption, you will not receive any of the associated interest income.

Question 9

Am I guaranteed to earn interest on Phemex Savings products even if the crypto markets go down?

Accepted Answer

Yes. The interest rate on each product is guaranteed.

Question 10

Which cryptocurrencies are supported?

Accepted Answer

There are more than 10+ cryptocurrencies that you can use in at least one of the products offered on Phemex Savings. You can choose from dozens of digital assets like Bitcoin, Ethereum, and stablecoins.

Question 11

Is it safe to invest with Phemex Savings?

Accepted Answer

Phemex Earn is safe and reliable because it is managed by our risk and asset management experts. All your assets are held in special Phemex crypto savings accounts that are constantly monitored in real-time. We have the most experienced internal quant teams executing stable, secure, and time-tested funding arbitrage strategies. At no point do your assets ever leave our exchange, nor do external parties have access. Even if a strategy ever underperforms, Phemex will ensure customers can safely retrieve their assets.

Phemex Savings

Phemex Savings

暗号資産の金利口座

よくある質問

1. Phemex貯金商品とは何ですか？

2. 積立貯金とは何ですか？

3. 定期貯金とは何ですか？

4. 定期貯金商品を申し込んだ日に資金はどうなりますか？

5. 定期貯金商品の満期日に資金はどうなりますか？

6. 積立貯金商品を申し込んだ場合、いつ通貨を払い戻すことができますか？

7. 定期貯金商品を満期日前に払い戻しするとどうなりますか？

8. 定期預金商品の繰上償還はいつからできますか?

9. 暗号資産市場が下落した場合でも、Phemexの貯金商品の利回りは保証されますか？

10. どの暗号資産がサポートされていますか？

11. Phemex貯金で投資するのは安全ですか？