Y Combinator (YC) announced it will offer startups the option to receive their $500,000 investment in USDC stablecoin starting in spring 2026. This marks the first time YC has officially embraced stablecoin investments, driven by the U.S. "GENIUS Act" passed in July 2025, which established a regulatory framework for stablecoins.
The move highlights YC's shift from observer to participant in the crypto space, leveraging stablecoins for their efficiency and alignment with the "Crypto Native" generation of entrepreneurs. YC's decision to use USDC, issued by Circle and regulated by U.S. authorities, underscores its commitment to compliance. The initiative is part of YC's broader strategy to support startups in regions with limited banking infrastructure, emphasizing stablecoin use on Ethereum, Base, and Solana blockchains.
Y Combinator to Offer USDC Investments for Startups in 2026
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