HSBC and Ant Digital Technologies have successfully completed a technical proof-of-concept for AI agent micropayments using tokenized deposits. The test demonstrated AI agents autonomously discovering digital services and executing real-time settlements on behalf of users, with individual transactions typically under $2. HSBC’s Tokenized Deposit Service (TDS) provided settlement and real-time risk control via MCP interface, while Ant Digital’s Anvita Flow handled service invocation and payment processing. On-chain transactions were executed on the Jovay Layer2 testnet. Both parties emphasized that this pilot was strictly exploratory and does not represent a commercial launch.