The threshold for being a top holder of XRP has decreased to 2,314 tokens, with each token valued at $2.04. This change sets a new barrier of $4,720, significantly up from $1,551 in June 2024. The shift comes amid Ripple's conditional approval to establish a U.S. trust bank, which has added momentum to XRP's market performance. As XRP's price increases, it is reshaping ownership dynamics and attracting more institutional interest, positioning it as a key altcoin to watch.