XRP's potential to reach $10 by 2025 is gaining traction following significant regulatory and institutional developments. The SEC's August 2025 ruling classified XRP as non-securable in retail transactions, leading to a $125 million settlement with Ripple and barring direct institutional sales in the U.S. This clarity has spurred institutional adoption, with Ripple's on-demand liquidity service processing $130 billion in Q2 2025. Further boosting XRP's prospects, a U.S. XRP ETF is set to launch in September 2025, and Ripple's acquisition of Hidden Road to form Ripple Prime is expected to enhance its market position. Currently trading near $2.15, XRP is in a bullish wedge pattern with resistance at $2.75. Analysts suggest a $10 target by mid-2026, contingent on volume confirmation and structural breakouts, though the target remains speculative in the short term.