XRP has surged past the $2.80 mark, driven by institutional interest and its strategic alignment with the ISO 20022 standard. Analysts highlight that XRP's momentum could remain strong if it maintains support above this level, with technical indicators like RSI and MACD pointing to further rally potential. Institutional adoption of XRP is on the rise, with over $40 billion in global assets evaluating it as a compliant and efficient bridge currency for cross-border payments. This growing institutional backing underscores XRP's role as a key infrastructure component in the evolving financial landscape, rather than merely a speculative asset.