Canadian author Jeff Booth asserts that XRP is replicating the traditional banking system, suggesting a potential rally for the cryptocurrency. Booth, known for 'The Price of Tomorrow,' views XRP as more than a speculative asset, highlighting its role in replacing key banking functions. The XRP Ledger (XRPL) offers fast, low-cost cross-border payments, challenging systems like SWIFT. Institutional adoption of Ripple's technology is increasing, with financial institutions leveraging it for remittances and liquidity management. Market analysts, including Xaif Crypto and Cryptobilbuwo, point to technical indicators such as the 200-week EMA and a Wyckoff Accumulation pattern, indicating a possible breakout between Q4 2025 and Q1 2026.