XRP experienced a 5.2% increase, rising from $2.84 to $2.97 within 24 hours, driven by SBI's introduction of an XRP lending program aimed at institutional payments. This development underscores Japan's commitment to expanding large-scale cryptocurrency adoption. Additionally, the market is anticipating the U.S. SEC's decisions on seven spot ETF filings, with rulings expected to begin on October 18. Meanwhile, Ripple's CTO David Schwartz is transitioning to an emeritus role, marking a significant leadership change.