XRP remains 60% below its all-time high despite institutional inflows and regulatory progress. Exchange-traded funds (ETFs) managing $1.1 billion in assets have increased exposure to XRP, yet the impact on price recovery is debated. Bitwise Asset Management leads trading activity among these funds, with inflows stable until March despite market pressures. Regulatory developments have also influenced XRP's outlook. In March 2025, Donald Trump proposed including XRP in a U.S. strategic digital asset reserve. Ripple's legal resolution with the SEC in 2025 removed significant uncertainty, and the company remains active in regulatory discussions. Despite these factors, XRP's price, currently at $1.35, is still tied to broader market conditions, with Bitcoin trading nearly 50% below its peak.