XRP expert Versan Aljarrah, founder of Black Swan Capitalist, advises investors to prioritize the token's real-world utility over its recent price volatility. Despite XRP's 16.45% decline over the past month and a 34.2% drop in three months, Aljarrah highlights the importance of its use in cross-border payments by firms like Tranglo and SBI. Aljarrah notes that a higher XRP price enhances network efficiency and adoption. The token's utility is expanding through partnerships with Evernorth, Flare, and Axelar. Additionally, XRP spot ETFs in the U.S. have attracted $1.24 billion in net assets, underscoring its growing institutional interest.