Visa's Head of Crypto, Cuy Sheffield, stated that while stablecoins are unlikely to disrupt the U.S. retail sector, they hold significant potential to transform cross-border payments in emerging markets. Sheffield emphasized that stablecoins could offer a more efficient and cost-effective solution for international transactions, particularly in regions where traditional banking infrastructure is less developed. This perspective highlights the growing interest in stablecoins as a tool for financial inclusion and innovation in global payment systems.