US Senators Thom Tillis and Angela Alsobrooks have reached a pivotal agreement on stablecoin yields as part of the CLARITY Act, a key piece of cryptocurrency legislation. The agreement, revealed by Punchbowl News, imposes restrictions on stablecoin rewards, prohibiting mechanisms that are "economically or functionally equivalent" to bank deposit interest. This aims to prevent stablecoins from competing directly with traditional banking products.
Despite these restrictions, the agreement allows some flexibility, permitting stablecoin balances to be used in reward mechanisms if they pass an "equivalence test." This compromise enables crypto companies to offer user incentives under specific conditions. Coinbase executive Faryar Shirzad noted that the agreement, reached after extensive negotiations with the White House, Treasury, and Senate, maintains the crypto sector's ability to offer rewards based on actual usage. The CLARITY Act is expected to advance soon, with progress also reported in areas like token classification and DeFi regulation.
US Regulators and Banks Agree on Stablecoin Yield Terms in CLARITY Act
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