U.S. lawmakers are advocating for the inclusion of cryptocurrencies in 401(k) retirement plans, urging the SEC to consider the potential benefits of diversification, growth, and inflation hedging. This proposal seeks to modernize retirement portfolios by integrating digital assets, building on a previous executive order from President Donald Trump. Despite the push from lawmakers, the SEC has raised concerns regarding the volatility and regulatory challenges associated with cryptocurrencies. These issues may delay or complicate the implementation of such a proposal, as the regulatory body remains cautious about the risks involved.