Tom Lee, co-founder of Fundstrat Global Advisors, suggests that Bitcoin adoption could increase 200-fold if global retirement savers allocate a small portion of their portfolios to the cryptocurrency. Lee emphasizes that this is not a price prediction but a thesis on potential adoption scale, highlighting the vast size of global retirement savings. Lee argues that even a 1% to 2% shift from traditional investments into Bitcoin could significantly expand the cryptocurrency's holder base. This potential growth in adoption is seen as separate from immediate price impacts, focusing instead on long-term, passive demand. However, barriers such as fiduciary rules and regulatory clarity could slow this adoption process, with institutional acceptance likely unfolding over decades.