Thailand's major banks have frozen millions of accounts in a crackdown on financial crime, targeting scams linked to Chinese call center syndicates. The operation, which began in August, has intensified with daily transfer limits imposed. The Cyber Crime Investigation Bureau acknowledged that the crackdown has inadvertently affected legitimate businesses and online vendors. The Bank of Thailand emphasized the necessity of these measures to combat scams, but expatriates and merchants have raised concerns over account freezes and stricter KYC requirements. Authorities are working to review and release legitimate accounts, though delays have led to frustration. Discussions on alternative payment systems have emerged, but current regulations restrict the use of digital currencies for direct payments.