Stripe CEO Patrick Collison has predicted that stablecoins will play a pivotal role in transforming yield distribution, potentially attracting more institutional investments. This transformation is being driven by protocols such as Ondo Finance, which utilize yield-bearing stablecoins like USDY, USDM, and OUSD. The stablecoin market has seen a 47% increase in market cap year-to-date, with Ethereum and its Layer 2 solutions poised to benefit from enhanced infrastructure support. While on-chain compliant models like USDM are advancing this market shift, regulatory guidelines are still awaited.