Stellar users can now deposit XLM as collateral to borrow USDC through the Templar Protocol, marking a significant development in the Stellar ecosystem. This integration allows users to borrow directly from their Stellar wallets without relying on bridges or wrapped tokens, enhancing transaction security through NEAR's MPC network. Templar, the first crypto lending protocol on Stellar, facilitates cross-chain liquidity for USDC, supporting Ethereum, Solana, NEAR, and other blockchains. This advancement aims to streamline the borrowing process and expand the utility of Stellar's native token, XLM, in decentralized finance.