Stablecoin transactions reached a record $15.6 trillion in Q3 2025, with 71% attributed to automated trading bots, according to CEX.io's latest report. Despite the prevalence of bot activity, retail investor transactions under $250 also hit a record high, signaling increased retail engagement. The report forecasts 2025 as a landmark year for retail stablecoin usage, with annual trading volumes expected to surpass $60 billion. In terms of net inflows, stablecoins saw over $46 billion in Q3, led by USDT with nearly $20 billion, followed by USDC and USDDe with $12.3 billion and $9 billion, respectively.