The U.S. Securities and Exchange Commission (SEC) has proposed a rule change to simplify the listing of crypto investment products that include XRP, Bitcoin (BTC), Ethereum (ETH), and Solana (SOL). The proposal introduces an 85/15 framework, allowing multi-asset crypto trusts to gain listed status without requiring individual SEC approval for each product. Under this framework, a trust must hold at least 85% of its net asset value in qualifying assets, with the remaining 15% in non-qualifying assets. The proposal targets Rule 8.201-E, which governs the listing of commodity-based trust shares on NYSE Arca. Currently, each asset in a trust must meet specific eligibility criteria independently. The new rule would eliminate this requirement, naming BTC, ETH, SOL, and XRP as qualifying assets. The SEC has 45 days to act on the proposal, with an option to extend to 90 days. Meanwhile, XRP is trading at $1.39, reflecting a 2% dip in the last 24 hours, while spot XRP ETFs have reached a record $1.29 billion in net inflows.