The U.S. Securities and Exchange Commission (SEC) has updated its broker-dealer financial responsibility FAQ to permit the inclusion of stablecoins in regulatory capital calculations, applying only a 2% haircut. Previously, stablecoins were treated with a 100% haircut, effectively excluding them from capital considerations. This new guidance allows institutions to account for stablecoin holdings, such as Circle's USDC and Tether's USDT, at 98% of their book value. SEC Commissioner Hester Peirce noted that this move will facilitate broker-dealers in engaging with tokenized securities and other crypto asset-related activities.
SEC Allows Stablecoins in Broker-Dealer Capital Calculations with 2% Haircut
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