Ripple's XRP Rail network processed $130 billion in transactions during the second quarter of 2025, highlighting its role as a bridge asset for cross-border payments. Key institutional players such as Santander and Standard Chartered are driving this activity, indicating a growing institutional adoption of the network. Despite the significant transaction volume, XRP's price remains under pressure. Traders are weighing the cryptocurrency's utility against ongoing regulatory challenges and the broader volatility in the altcoin market.