Ripple's XRP is experiencing a surge, trading near $3.30 after a 9% increase, as anticipation builds for potential ETF approvals once the SEC resumes operations post-government shutdown. Ripple CEO Brad Garlinghouse announced that the XRP Ledger's next phase will focus on privacy solutions for large-scale financial applications. Meanwhile, DeFi project Remittix, which has raised over $27 million, is emerging as a significant player in the remittance space, being referred to as 'XRP 2.0'. The project is advancing towards the beta launch of its crypto-to-fiat web app, offering transparent rates and low gas fees across more than 30 countries, and has secured listings on centralized exchanges.