XRP has surged back to the $3 mark, buoyed by Bitcoin's impressive rise to $118,000. However, investor attention is increasingly shifting towards PayDax Protocol (PDP), a promising altcoin currently priced under $1. PayDax is gaining traction as a DeFi banking solution, offering attractive yield farming opportunities with up to 41% APY. The project has successfully raised nearly $800,000 in its presale phase. PayDax has established strategic partnerships with Sotheby’s and Brink, enhancing its credibility in the market. Additionally, a security audit by DeFi Assure has bolstered investor confidence. The protocol's focus on real-world utility and a transparent team structure is drawing significant interest from investors seeking substantial returns.