Ripple's XRP ETFs debuted on U.S. exchanges with nine products, yet the anticipated price surge has not materialized, as XRP's value remains stagnant. Analysts had forecasted inflows of $4–8 billion in the first year, but the market response has been muted. In contrast, Digitap ($TAP) is gaining momentum, having raised over $2 million in its presale. Positioned as a top cryptocurrency to watch in November, Digitap offers a bank-grade platform with a multi-rail architecture for seamless global transactions. The platform's recent launch of a Visa card is attracting investor interest.