Ripple has applied for a U.S. national bank license and a Federal Reserve master account, signaling a significant move in the cryptocurrency sector. This application follows the Office of the Comptroller of the Currency's (OCC) recent decision to allow national banks to engage with cryptocurrencies under 'risk-free principal' rules. XRP, Ripple's native token, has achieved a notable position in the Bitwise 10 Crypto Index ETF (BITW), holding a 5.17% weight and ranking among the top three assets. CoinShares reported $245 million in XRP ETP inflows last week, marking 16 consecutive days of net inflows into major ETFs. Analysts highlight XRP's increasing integration into regulated payment systems as a key factor in its rising prominence.