Prediction markets, while successful in terms of volume and utility, are increasingly focused on short-term bets like cryptocurrency prices and sports, which lack long-term societal value. This trend is driven by the need for revenue during bear markets, leading to a reliance on naive traders with misguided opinions. To counter this, a shift towards using prediction markets for hedging is proposed, potentially replacing fiat currency. The concept involves using prediction markets to hedge risks, such as betting on political outcomes to stabilize investments in sectors like biotech. Additionally, a novel approach suggests replacing fiat currency with personalized prediction market shares, tailored to individual expenses, thus offering price stability without relying on centralized stablecoins. This model could attract sophisticated capital and provide a sustainable alternative to current market practices.