The People's Bank of China (PBoC) Shanghai headquarters has issued a warning about increasing fraud schemes involving digital RMB. On December 16, 2025, the Shanghai Local Financial Supervision Bureau highlighted that scammers are exploiting fake promotions, subsidies, and recruitment tactics to deceive victims. The PBoC emphasized that digital RMB should be used solely for payments, not investments, and underscored the need for robust digital asset regulation.
The warning also introduced a "four no's" principle to help the public avoid falling victim to fraud. In response to these schemes, authorities are enhancing measures to align with Countering the Financing of Terrorism efforts, aiming to protect consumers and maintain financial stability.
PBoC Shanghai Warns of Rising Digital RMB Fraud Schemes
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