Michael Saylor, founder of Strategy, has declared digital credit as Bitcoin's "killer app." Saylor suggests that by shortening the asset dividend cycle to a bi-weekly basis, Bitcoin can reduce volatility and enhance liquidity. He envisions digital credit providing high-yield accounts to a billion people, replacing traditional high-risk credit instruments. Saylor further asserts that digital credit will position Bitcoin as the foundational asset for various credit tools, potentially driving its price to $10 million. This approach aims to leverage Bitcoin's stability and growth potential, transforming it into a central component of global financial systems.