Fulcrum, a Switzerland-regulated platform, has launched a new crypto-backed lending service offering competitive annual percentage rates (APR) on various cryptocurrencies. Users can earn up to 12% APR on Bitcoin (BTC), 13% on Solana (SOL), and 14% on stablecoins such as USDT and USDC. The platform, licensed by FINMA, ensures full insurance for user deposits through a partnership with Lloyd’s of London and utilizes Fireworks for asset custody. The service allows users to borrow against their crypto portfolios, generating returns solely from lending activities via over-collateralized loans. This approach aims to provide a secure and profitable lending environment for crypto investors.