Forbes contributor Zennon Kapron forecasts XRP could reach $5.25 by 2030, following regulatory clarity achieved in 2025 when the SEC and Ripple dropped their appeals. Kapron stresses the importance of XRP's growth through real utility, such as enhanced payment corridors and increased liquidity. Ripple's expanding network, offering real-time payments in countries like the Philippines and Vietnam, and the introduction of XRP spot ETFs by issuers like Canary Capital and Bitwise, are expected to drive demand. Despite these positive developments, XRP faces competition from stablecoins and central bank digital currencies.