The European Union has enacted new liquidity management standards for stablecoins as part of the Markets in Crypto-Assets (MiCA) regulation, effective October 3, 2025. The European Commission and the European Securities and Markets Authority (ESMA) introduced these rules to bolster issuer safeguards and mitigate financial instability risks.
The new standards require stablecoin issuers to adopt comprehensive liquidity risk management procedures, contingency policies, and conduct regular stress testing. These measures are anticipated to increase capital requirements for issuers, potentially impacting investment strategies and market liquidity. The regulations, inspired by frameworks like MiFID II, may also affect DeFi projects and governance tokens that depend on stablecoins.
EU Implements New Stablecoin Liquidity Standards Under MiCA
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