Institutional participation in crypto requires strict privacy standards that cannot be compromised for efficiency, as regulatory compliance remains a non-negotiable mandate. Industry commentators ilblackdragon and mert argue that the sector needs a "peanut butter allergy" rule for privacy to address these hard requirements. The proposed framework draws an analogy to mandatory allergen labeling, suggesting that privacy protections must be treated as essential safety infrastructure rather than optional features. This approach aims to reconcile the tension between user convenience and the rigorous regulatory obligations that institutions face when handling digital assets.