Blockchain technology is revolutionizing digital payments across finance, gaming, and global commerce. The digital banking sector is projected to grow at a 6.80% CAGR from 2025 to 2029, reaching $2.09 trillion. This growth is driven by blockchain infrastructure, stablecoins, and decentralized applications, which are transforming real-time payments and mobile wallet usage. The adoption of embedded payments and AI-based fraud prevention tools is increasing, with entertainment platforms at the forefront of new payment technologies. As regulators become more involved, decentralized identity systems are being developed to enhance compliance and security in the evolving digital payments landscape.