Cryptocurrency analyst Austin Hilton has identified five factors that could drive XRP's price higher in the future. Despite XRP currently trading at $2.82, Hilton points to its role in cross-border payments, loyalty programs, institutional adoption, regulatory clarity, and technological advancements as potential growth drivers. Ripple's XRP solutions are noted for offering faster and cheaper international transactions compared to traditional systems like SWIFT. Partnerships with companies such as Webus International and Air China are expanding XRP's utility in travel and loyalty sectors. Additionally, institutional adoption is on the rise, with firms creating XRP treasuries. The resolution of Ripple's legal issues has also reduced regulatory uncertainty, while the XRP Ledger is advancing with applications in payments, stablecoins, and DeFi. However, some critics argue that Ripple's focus on its stablecoin RLUSD could impact XRP's future price.