Aave has unveiled its ambitious 2026 roadmap, focusing on a significant upgrade to its V4 protocol with a Hub and Spoke architecture designed to enhance scalability. The roadmap outlines plans to expand the Horizon platform to achieve $1 billion in real-world asset (RWA) deposits, leveraging partnerships with major institutions to grow from its current $550 million. Additionally, Aave aims to launch a mobile app targeting 1 million users, tapping into the $2 trillion fintech market. The V4 upgrade will introduce a crosschain liquidity hub and customizable markets tailored for institutional finance. In a positive regulatory development, the U.S. SEC has concluded its four-year investigation into Aave.