Noah Levine, a partner at a16z, highlights the transformative potential of new protocols in B2B commerce, emphasizing the demand for innovative services driven by developers. Levine points to protocols like MPP and X402 as key to shaping future commerce, predicting a significant shift in merchant dynamics. He asserts that commercial agents will dominate the landscape, mirroring the current SaaS market, while expressing skepticism about consumer agents autonomously handling personal transactions. Levine also discusses the compatibility of card payment technologies with stablecoins, suggesting that this integration is crucial for the evolution of commerce. He notes that while card networks excel in risk scoring, blockchains offer instant settlement but lack effective risk assessment. Levine believes that the open nature of blockchains will foster more experimentation, driving technological progress in the financial sector. He underscores the importance of understanding the limitations of current agent technologies to grasp their roles in business operations.