Former House Financial Services Committee chair Patrick McHenry stated that there are sufficient votes in both chambers of Congress to pass some version of a credit card interest rate cap and the Credit Card Competition Act.
McHenry also noted that competition in the payments sector is increasingly coming from stablecoins, signaling a shift in how traditional financial services face pressure from digital assets.
Ex-House Committee Chair McHenry Sees Support for Credit Card Rate Cap and Competition Act
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